cheap mortgage - First-time buyer

Buying your first home is such a major undertaking - it is probably the biggest financial commitment you will ever make. And most people haven't a clue where to begin sorting out a first-time homebuyer loan.

There are literally thousands of mortgage deals to choose from, which is actually great as it means prices are competitive. But as a first time buyer it also means that the mortgage market place is incredibly confusing.

You will hear many terms and plenty of jargon bandied about. How do you know which deal will be best for you? Will an advisor try to flog you the wrong mortgage just to get commission? Are endowments the root of all evil? What is an ISA mortgage? There are so many factors to take into consideration that you may well have your head in your hands by now.

But do not despair. That's where the Your Mortgage guide for first-time homebuyers steps in. We aim to answer all your questions. We take you through the mortgage process step by step, explaining exactly what you need to know in plain English

We tell you exactly what you need to ask your mortgage lender before you sign on the dotted line. Knowledge is power - we put you in control, click the get a quote button to start your future.